Consumer Loans

Vehicle Loans
Heartland Bank offers lending programs to purchase or refinance a new or used vehicle. Our vehicle lending programs also include the purchase or refinance of trucks, pickups, sport-utility vehicles, recreational vehicles and boats/motors/trailers.

Personal Loans
If you need extra cash for whatever reason, Heartland Bank can set up a personal loan for you. Collateral for these types of loans can be bank certificates of deposit, publicly traded securities, real estate and other personal property.

Home-Equity Loans or HELOCs
The bank offers home-equity loans or home equity lines of credit (HELOCs) for many purposes, including debt consolidation, purchase of a new or used vehicle and college tuition. Collateral for these loans can include a first or junior lien on your primary or second home.

Home Improvement Loans
Have you been thinking about remodeling your kitchen or finishing your basement? Need a new roof? Call Heartland Bank today to find out about our outstanding Home Improvement Loans. Collateral for these loans can include a first or junior lien on your primary or second home.