Business CDs

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4801 Town Center Drive
Leawood, KS 66211
913.663.5656

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4417 Belleview
Kansas City, MO 64111
816.268.5300

Heartland Bank
Gift Cards!

Give Heartland Bank Gift Cards to family and friends! It's a great way to say "Happy Birthday!" or "Thanks!" And gift cards can help limit losses due to theft or online fraud. Ask a personal banker for more information by visiting one of our banking centers at Town Center or the Plaza.

Business CDs

Annual Percentage Yield (APY) is accurate as of September 1, 2010.

Term of CD	Min. Bal. To Open & Obtain APY	Interest Rate	APY
90 day	$1,000.00	0.50%	0.50%
182 day	$1,000.00	0.75%	0.75%
12 month	$1,000.00	1.24%	1.25%
18 month	$1000.00	1.59%	1.60%
24 month	$1000.00	1.74%	1.75%
36 month	$1,000.00	2.03%	2.05%
48 month	$1,000.00	2.23%	2.25%
60 month	$1,000.00	2.48%	2.50%

APY = Annual Percentage Yield.
CD = Certificate of Deposit.

Certificate of Deposits

Interest is earned on the collected balance in the account for each day.
Interest is compounded and credited on a quarterly basis for CD maturities of 12 months or more.
Interest is credited and paid at maturity for CDs with terms less than 12 months.
APYs assume interest remains on deposit until maturity and a withdrawal will reduce earnings.
All CD accounts may be subject to an early withdrawal penalty.