Cash Management Services

Heartland Bank provides a variety of cash management services to help businesses maximize the value of their assets:

Sweep Accounts
Sweep cash automatically to and from operating accounts during the day to investment vehicles that allow for earnings on those assets, and then back to deposit accounts for the next day's operations. A sweep account against lines of credit is also available.

Lockbox Services
This ensures that your money is put to work as quickly as possible by expediting deposits. Heartland Bank picks up and processes checks from business customers that are mailed to a post office box, saving our customers the trouble of handling the deposits and delivering them to the bank.

Merchant Capture/Remote Deposit
Business owners and CFOs have the convenience of controlling when they send deposits and can save daily trips to the bank by using these services. Your money is put to work as quickly as possible. Heartland Bank places a scanner at the business location, and all the customer has to do is scan in checks to be deposited, saving time every business day.