Commercial Loans

Our commercial lending advisors have more than 100 years of lending and banking experience to help businesses secure the best loan for their specific situation.

Business Operations Loans and Lines of Credit                                                                                            
Need that extra financial boost? Heartland has various lending programs for commercial operating loans and lines of credit that can be secured by receivables, equipment, inventory and other acceptable collateral.

Owner-Occupied Real Estate Loans
We can design lending programs for companies that own and operate from their own office and warehouse building.

Commercial Real Estate Loans
Let Heartland Bank's expert staff work with you to establish a fixed- or variable-rate, low-interest term loan for the purchase, refinance, improvement or construction of a commercial real estate office, warehouse or retail center.

Residential Construction Loans                                                                                                                           Excellent lending programs designed for builders or developers to secure acquisition, development, and construction of 1-to-4 and multi-family residential dwellings. Typically these include spec homes, model homes and pre-sold homes. Other lending programs include the improvement and rehabilitation of properties.

Heartland Bank has skilled loan officers to assist customers with loans for purchase, refinance, improvement and construction of non-owner occupied 1-to-4 and multi-family residential dwellings. Typically, these include investment and rental properties.